Last updated August 2026
Introduction
Thank you for your interest in how Milliman Inc. and its affiliates (hereinafter “Milliman” or “we”) use cookies on our sites.
We have provided this Cookie Policy to provide you with transparency so you can make informed choices about how Milliman and third parties track your personal data utilizing cookies. This Cookie Policy explains how your personal data is collected, shared, and analyzed by our third-party vendor service providers to improve the performance and user satisfaction of our sites, to help those sites function properly for your use and convenience, and to enable Milliman to analyze the statistical use of our sites.
For some of our sites, we may post a Cookie Policy that is site-specific. We do this in order to best describe the use of cookies for sites that are administered by our third-party vendor service providers on these sites. Additionally, where the laws of the country require different legal disclosures to a consumer regarding cookies, we may post a site-specific version to comply with applicable law. By posting a separate and site-specific policy on these selected sites, we are able to provide transparency to you, describing in detail how the use of cookies is configured in a way that is different from how Milliman typically manages cookies on its sites, in accordance with local laws or as explained in this Cookie Policy.
Visiting our sites
This Cookie Policy shall apply to the Milliman domain owned by us and any subsite, subdomain, subdirectory, virtual site, or virtual directory thereof (each a “site” and, collectively, the “sites”). We will continue to update you and revise this Policy as it may be required under applicable law and as technical capabilities are enhanced and additional choices regarding the use of cookies become available to you.
Identification of individuals to contact at Milliman with questions concerning cookies
We hope that this Cookie Policy helps you understand and provides a good explanation for our use of cookies on the sites. If after reviewing this Policy you have any further questions for us, require assistance, or have requests based upon the information provided here, please contact us by completing this form.
What are cookies?
In some instances, Milliman may collect data through cookies. A “cookie” is a text-only string of data that Milliman sends to the cookie file of the browser on a website visitor’s computer hard disk using Milliman’s web server. Cookies are used to make websites work, or work more efficiently, as well as to provide data to the owners of the website.
There are a number of different categories of cookies, each with its own function and limitations. Milliman’s website may use required, analytics, performance, and targeting cookies.
Required cookies (also called strictly necessary cookies): These cookies are essential to the functionality of the sites in order to facilitate your use of the sites and their features, and in order to enable you to move around the sites smoothly. Without these cookies, we may not be able to provide certain services or features, and the sites will not properly function. These cookies may collect your IP address and related information about your interaction with our website (length of visit, pages visited, links clicked, and geolocation information). You can set your browser to block these cookies, but some parts of the sites may not then work.
Targeting cookies: These cookies are third-party cookies set through our site by third parties. Milliman websites may feature content (such as buttons, widgets, and other embedded features or content) put in place by third parties that rely on cookies or similar technologies. Milliman does not set any additional cookies relating to your use of this embedded content. However, if you choose to click on these links and they take you to a third-party website, that third-party may place additional cookies of its own. If you do not allow these cookies, you will experience less targeted advertising.
Milliman’s ribbon, at the bottom of its website landing page, lists all the specific cookies used by Milliman, sorted by category.
The majority of web browsers accept cookies and similar files, but a visitor can usually change the browser settings to prevent this. However, by doing so, some functionality of Milliman’s website may be lost. Please visit https://www.aboutcookies.org/ to learn more about cookies and how to control them.
For this reason, we want to provide as much information to you as possible about the cookies we use and how we manage them when you provide us with your consent. Moreover, it enables a positive and streamlined user experience on our sites, it tracks your viewing activity across our sites’ web pages and helps us conduct analytics on your visits to our sites in order to accomplish the objectives outlined in this Cookie Policy.
Cookies used
| Cookie | Domain | Description | Duration | Type |
|---|---|---|---|---|
| 11073673054 | google.com | Analytics | ||
| __cf_bm | getnitropack.com | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. | 1 hour | Necessary |
| __cf_bm | medinsight.com | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. | 1 hour | Necessary |
| __cf_bm | nitrocdn.com | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. | 1 hour | Necessary |
| _biz_flagsA | medinsight.com | A Cloudflare cookie set to record users’ settings as well as for authentication and analytics. | 1 year | Necessary |
| _biz_nA | medinsight.com | Bizible sets this cookie to remember users’ settings as well as for authentication and analytics. | 1 year | Functional |
| _biz_pendingA | medinsight.com | A Cloudflare cookie set to record users’ settings as well as for authentication and analytics. | 1 year | Necessary |
| _biz_uid | medinsight.com | This cookie is set by Bizible, to store user id on the current domain. | 1 year | Functional |
| _BUID | bizible.com | This cookie, set by Bizible, is a universal user id to identify the same user across multiple clients’ domains. | 1 year | Analytics |
| _clck | medinsight.com | Persists the Clarity User ID and preferences, unique to that site is attributed to the same user ID | Analytics | |
| _clsk | medinsight.com | Connects multiple page views by a user into a single Clarity session recording | Analytics | |
| _cltk | medinsight.com | Used by Microsoft Clarity to store and track user interaction | Analytics | |
| _ga | medinsight.com | The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. | 1 year 1 month 4 days | Analytics |
| _ga_* | medinsight.com | Google Analytics sets this cookie to store and count page views. | 1 year 1 month 4 days | Analytics |
| _ga_# | medinsight.com | Used to distinguish individual users by means of designation of a randomly generated number as client identifier, which allows calculation of visits and sessions | Analytics | |
| _gcl_au | medinsight.com | Google Tag Manager sets this cookie to experiment advertisement efficiency of websites using their services. | 3 months | Advertisement |
| _gcl_ls | medinsight.com | never | Other | |
| _mkto_trk | medinsight.com | This cookie, provided by Marketo, has information (such as a unique user ID) that is used to track the user's site usage. The cookies set by Marketo are readable only by Marketo. | 1 year 1 month 4 days | Advertisement |
| _zitok | medinsight.com | 1 year | Other | |
| ANONCHK | c.clarity.ms | Used by Bing as a unique user identifier for users seeing Bing ads. | Advertisement | |
| BrowserId | force.com | Sale Force sets this cookie to log browser sessions and visits for internal-only product analytics. | 1 year | Functional |
| BrowserId | salesforce.com | Sale Force sets this cookie to log browser sessions and visits for internal-only product analytics. | 1 year | Functional |
| c.gif | c.clarity.ms | Analytics | ||
| CLID | clarity.ms | Identifies the first-time Clarity saw this user on any site using Clarity | Analytics | |
| CookieConsentPolicy | medinsight.my.salesforce.com | 1 year | Other | |
| CookieConsentPolicy | service.force.com | Other | ||
| LSKey-c$CookieConsentPolicy | medinsight.my.salesforce.com | 1 year | Other | |
| LSKey-c$CookieConsentPolicy | service.force.com | Other | ||
| MEDINSIGHT.COMla_visitor_info | medinsight.my.salesforce.com | session | Other | |
| MR | c.bing.com | This cookie is used by Microsoft to reset or refresh the MUID cookie. | Other | |
| MR | c.clarity.ms | This cookie is used by Microsoft to reset or refresh the MUID cookie. | Other | |
| MUID | bing.com | Sets a unique user id for tracking how the user uses the site | 3 years | Analytics |
| MUID | clarity.ms | Sets a unique user id for tracking how the user uses the site | 3 years | Analytics |
| nitro_prefetched_urls | medinsight.com | This cookie is necessary for the cache function. A cache is used by the website to optimize the response time between the visitor and the website. The cache is usually stored on the visitor's browser. | Necessary | |
| nitroCachedPage | medinsight.com | session | Other | |
| nitroScrollPos | medinsight.com | session | Other | |
| ri-* | c.bing.com | Used by Google reCAPTCHA to distinguish between humans and bots for fraud prevention and security purposes. | Advertisement | |
| ri-* | c.clarity.ms | Used by Google reCAPTCHA to distinguish between humans and bots for fraud prevention and security purposes. | Advertisement | |
| ri-* | medinsight.com | Used by Google reCAPTCHA to distinguish between humans and bots for fraud prevention and security purposes. | Advertisement | |
| s7 | medinsight.com | Gather data regarding site usage and user behavior on the website. | Analytics | |
| SGPBShowingLimitationDomain3028 | medinsight.com | Other | ||
| SM | c.clarity.ms | Session cookie used to collect anonymous information on how visitors use a site to help improve their experience and for better target ads. | Analytics | |
| snapinsPage_0 | medinsight.com | never | Other | |
| snapinsPageTime_0 | medinsight.com | never | Other | |
| snapinsPc | medinsight.com | never | Other | |
| snapinsStart | medinsight.com | never | Other | |
| SRM_B | c.bing.com | Used by Microsoft Advertising in conjunction with Bing services for ad tracking and optimization. | Advertisement | |
| test_cookie | doubleclick.net | A session cookie used to check if the user's browser supports cookies. | Advertisement | |
| unifiedScriptVerified | medinsight.com | session | Other | |
| wpEmojiSettingsSupports | medinsight.com | WordPress sets this cookie when a user interacts with emojis on a WordPress site. It helps determine if the user's browser can display emojis properly. | session | Necessary |
| ziPendingTelemetry | medinsight.com | session | Other | |
| ziScriptSession | medinsight.com | session | Other | |
| ziwsSession | medinsight.com | session | Other | |
| ziwsSessionId | medinsight.com | session | Other |
Third-party embedded content
Milliman websites may feature content (such as buttons, widgets, and other embedded features or content) put in place by third parties that rely on cookies or similar technologies. Milliman does not set any additional cookies relating to your use of this embedded content. However, if you choose to click on these links and they take you to a third-party website, that third party may place additional cookies of its own. These third-party cookies fall outside the scope of this Cookie Policy. We encourage you to reach out to the third party if you have any questions about how they track your use of the embedded content on our sites.
You can learn more about the privacy policies of these third-party content providers and how to opt out of their cookies by clicking the appropriate link below:
Google LLC and YouTube: https://policies.google.com/privacy
How can you further control cookies on the sites?
You may outright refuse to accept cookies from the sites at any time by activating the setting on your browser that enables you to refuse cookies. You may also adjust the settings on your browser to clear cookies. You may also opt out of cookies by refusing to accept cookies when prompted by the ribbon. Please note that by disabling or blocking any or all cookies, some features of the sites may not operate as intended, or you may not have access to features or personalization available through the site. Find out how to manage cookies on popular browsers:
To find information relating to other browsers, visit the browser developer’s website.
Changes and revisions to this Cookie Policy
Please take a look at the last revised date at the top of this page to see when this Cookie Policy was last revised. Any changes in this Cookie Policy will become effective when we make the revised Cookie Policy available on or through the site.
